Southern Banana Pudding Cake

Golden banana pudding cake layered with creamy vanilla pudding and fresh sliced bananas Save
Golden banana pudding cake layered with creamy vanilla pudding and fresh sliced bananas | plateofcomfort.com

This Southern-inspired dessert combines moist banana cake layers with a luscious vanilla pudding filling. The assembly features fresh sliced bananas and crushed vanilla wafers throughout, topped with billowy whipped cream for the perfect finishing touch. After chilling for at least two hours, the flavors meld together beautifully, creating that classic banana pudding taste everyone loves in cake form.

My grandmother kept vanilla wafers in a yellow tin that clicked shut with a satisfying little snap sound. I'd sit on her linoleum floor, sneaking cookies while she hummed old gospel songs and mashed bananas for something special. That kitchen always smelled like butter and something sweet cooling on the counter. Now whenever I break out the electric mixer, I'm right back there, watching her fold whipped cream into pudding with that patient, practiced rhythm.

I made this for my dad's birthday one year when he claimed he didn't want anything fancy. He took one bite, closed his eyes for a long moment, then asked if there was any left for breakfast the next morning. Since then, it's become the requested dessert for every family gathering, even the ones where we're just celebrating making it through another week.

Ingredients

  • 2 cups all-purpose flour: Spoon and level it instead of scooping directly, which keeps the cake tender rather than dense
  • 1 1/2 tsp baking powder and 1/2 tsp baking soda: Both work together here since the acidic buttermilk needs that extra lift for a soft crumb
  • 1/2 tsp salt: Just enough to wake up all the sweet flavors without tasting salty
  • 1/2 cup unsalted butter, room temperature: Leave it out for at least an hour because cold butter creates stubborn little lumps that never quite cream properly
  • 1 cup granulated sugar: Cream this thoroughly with the butter until it looks pale and fluffy, like vanilla scented clouds
  • 2 large eggs: Room temperature eggs incorporate better and prevent the batter from curdling
  • 1 tsp vanilla extract: Dont be tempted to add more, it can overpower the delicate banana flavor
  • 1/2 cup buttermilk: If you don't have any, stir 1 tablespoon of white vinegar into regular milk and let it sit for five minutes
  • 3 large ripe bananas, mashed: The uglier and speckled they are, the more intense banana flavor you'll get in the cake
  • 1 package instant vanilla pudding mix: The instant variety actually works better here than cook and serve because it sets up firmer between layers
  • 2 cups cold milk: Use it straight from the refrigerator for the thickest pudding results
  • 1 cup heavy cream, whipped: Fold this gently into the pudding to make it light and mousse-like
  • 2 large bananas, sliced: Slice them just before assembling so they don't have time to turn brown on you
  • 1 1/2 cups vanilla wafer cookies, roughly crushed: Crush them by hand into irregular pieces rather than fine crumbs for better texture throughout
  • 1 cup heavy cream, whipped or prepared whipped topping: Spread this generously over the top and don't worry about making it look perfect

Instructions

Getting Ready:
Preheat your oven to 350°F and grease two 9-inch round cake pans with butter, then dust them with flour, tapping out any excess
Mixing the Dry Ingredients:
Whisk the flour, baking powder, baking soda, and salt in a medium bowl so they're evenly distributed
Creaming Butter and Sugar:
Beat the butter and sugar together until the mixture turns pale and fluffy, which usually takes about three to five minutes
Adding Eggs and Banana:
Add the eggs one at a time, beating after each addition, then mix in the vanilla and mashed bananas until everything is combined
Combining Everything:
Alternate adding the flour mixture and buttermilk, starting and ending with the flour, and mix only until you don't see dry streaks
Baking the Layers:
Divide the batter between your prepared pans, smooth the tops, and bake for 28 to 32 minutes until a toothpick comes out clean
Cooling Completely:
Let the cakes cool in their pans for 10 minutes, then turn them out onto wire racks to cool entirely before assembling
Making the Filling:
Whisk the pudding mix and cold milk for two minutes, let it thicken for five minutes, then fold in the whipped cream until no streaks remain
First Layer Assembly:
Place one cake layer on your serving plate and spread half the pudding mixture over it, then arrange sliced bananas and scatter some crushed wafers on top
Final Assembly:
Set the second cake layer on top, spread with remaining pudding, and decorate with whipped cream, more bananas, and plenty of crushed wafers before chilling for at least two hours
Southern-style banana pudding cake topped with whipped cream and crushed vanilla wafers Save
Southern-style banana pudding cake topped with whipped cream and crushed vanilla wafers | plateofcomfort.com

The first time I brought this to a church potluck, an elderly lady asked for the recipe and then actually called me that evening to say she'd already made it for her grandchildren. Something about this particular combination just hits a nostalgic spot that people remember long after the gathering is over.

Making It Ahead

You can bake the cake layers up to two days in advance, wrap them tightly in plastic, and store them at room temperature. The pudding filling keeps well in the refrigerator for twenty-four hours, but assemble everything no more than a day before serving or the wafers will lose their crunch and become disappointingly soft.

Serving Suggestions

This cake needs to be served cold, so keep it refrigerated until about twenty minutes before you plan to slice it. Use a sharp knife dipped in hot water and wiped clean between cuts to get those picture-perfect slices that show off all the beautiful layers.

Storage and Leftovers

Store any leftover cake in the refrigerator, covered loosely with plastic wrap, where it will stay fresh for three to four days. The texture actually improves on the second day as everything melds together, though the wafers will continue to soften the longer it sits.

  • Freeze individual slices wrapped in plastic and then foil for up to a month
  • Thaw frozen slices in the refrigerator overnight for best texture
  • Never leave this cake at room temperature for more than two hours since the pudding and cream need to stay cold
Moist banana cake filled with luscious pudding and decorated with vanilla cookie crumbs Save
Moist banana cake filled with luscious pudding and decorated with vanilla cookie crumbs | plateofcomfort.com

There's something deeply comforting about a dessert that doesn't take itself too seriously but still shows up looking beautiful and tasting like a cherished memory. This cake has that perfect combination of impressive enough for company but humble enough to become a regular request.

Common Recipe Questions

Toss the sliced bananas in a little lemon juice before assembling the cake. The acidity helps prevent oxidation and keeps the bananas looking fresh and appetizing.

Yes, this cake actually tastes better when made ahead. The chilling time of at least 2 hours allows the flavors to meld together. You can assemble it up to 24 hours before serving and store it covered in the refrigerator.

Absolutely. Homemade vanilla pudding works beautifully and may provide an even richer flavor. Just ensure it cools completely before folding in the whipped cream and assembling the cake.

Store any leftover cake in an airtight container in the refrigerator for up to 3-4 days. The texture may soften slightly over time due to the pudding filling, but it will remain delicious.

Freezing is not recommended as the pudding filling and whipped cream topping do not thaw well. The texture becomes grainy and watery. It's best enjoyed fresh within a few days of assembly.

Southern Banana Pudding Cake

Moist banana cake layers with creamy vanilla pudding filling, whipped cream topping, and crushed vanilla wafers.

Prep 30m
Cook 35m
Total 65m
Servings 12
Difficulty Medium

Ingredients

Cake

  • 2 cups all-purpose flour
  • 1 1/2 teaspoons baking powder
  • 1/2 teaspoon baking soda
  • 1/2 teaspoon salt
  • 1/2 cup unsalted butter, room temperature
  • 1 cup granulated sugar
  • 2 large eggs
  • 1 teaspoon vanilla extract
  • 1/2 cup buttermilk
  • 3 large ripe bananas, mashed (about 1 1/2 cups)

Pudding Filling

  • 1 package (3.4 oz) instant vanilla pudding mix
  • 2 cups cold milk
  • 1 cup heavy cream, whipped

Assembly & Topping

  • 2 large bananas, sliced
  • 1 1/2 cups vanilla wafer cookies, roughly crushed
  • 1 cup heavy cream, whipped (or prepared whipped topping)

Instructions

1
Preheat and Prepare Pans: Preheat oven to 350°F. Grease and flour two 9-inch round cake pans.
2
Combine Dry Ingredients: In a bowl, whisk together the flour, baking powder, baking soda, and salt. Set aside.
3
Cream Butter and Sugar: In a large mixing bowl, cream the butter and sugar together until light and fluffy. Beat in the eggs one at a time, then stir in the vanilla extract.
4
Incorporate Bananas and Dry Mixture: Mix in the mashed bananas. Alternate adding the flour mixture and buttermilk to the batter, beginning and ending with the flour. Stir until just combined — do not overmix.
5
Divide and Smooth Batter: Divide the batter evenly between the two prepared cake pans. Smooth the tops with a spatula.
6
Bake the Cake Layers: Bake for 28 to 32 minutes, or until a toothpick inserted in the center comes out clean. Cool in the pans for 10 minutes, then transfer to wire racks to cool completely.
7
Prepare the Pudding Filling: Whisk the instant vanilla pudding mix and cold milk together in a bowl for 2 minutes. Let thicken for 5 minutes, then gently fold in the whipped cream. Chill until ready to assemble.
8
Assemble the First Layer: Place one cooled cake layer on a serving platter. Spread half the pudding mixture over the top. Arrange a layer of sliced bananas and sprinkle with crushed vanilla wafers.
9
Assemble the Second Layer and Decorate: Place the second cake layer on top. Spread the remaining pudding mixture over the surface. Decorate with whipped cream, remaining banana slices, and additional crushed wafers.
10
Chill Before Serving: Refrigerate the assembled cake for at least 2 hours before serving to allow the flavors to meld and the layers to set.
Additional Information

Equipment Needed

  • Mixing bowls
  • Electric mixer or hand whisk
  • Rubber spatula
  • Two 9-inch round cake pans
  • Wire cooling rack
  • Offset spatula (optional)

Nutrition (Per Serving)

Calories 380
Protein 5g
Carbs 53g
Fat 17g

Allergy Information

  • Contains eggs
  • Contains milk
  • Contains wheat (gluten)
  • Vanilla wafers may contain soy — check product labels
Margot Ellis

Passionate home cook sharing easy, nourishing recipes for everyday family meals.